/* ================================================
   SUMMIT TAX SERVICES — STYLES
   Light professional theme, tuned for a 55+ audience
   (larger base type, higher-contrast text colors,
   reveal-once animation, prefers-reduced-motion support)
   ================================================ */

:root {
  --navy:       #1a1f2e;
  --dark:       #0c0e14;
  --gold:       #c8920a;   /* backgrounds / borders / icons / text-on-dark only */
  --gold-text:  #8a6d00;   /* AA-contrast gold for text on light backgrounds */
  --gold-light: #f0b429;
  --gold-tint:  #fdf3dc;
  --red:        #c0392b;
  --green:      #165534;
  --cream:      #faf7f2;
  --white:      #ffffff;
  --neutral:    #e8e0d0;
  --gray:       #5b6270;   /* darkened slightly from #6b7280 for contrast */
  --text:       #23283a;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  font-size: 18px;
  color: var(--text);
  background: var(--cream);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

h1,h2,h3,h4 { font-family: 'Merriweather', serif; color: var(--navy); }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--gold-text); text-decoration: none; }
a:hover { color: var(--gold); }

.container { max-width: 1140px; margin: 0 auto; padding: 0 24px; }

/* Respect OS-level reduced-motion preference */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
    scroll-behavior: auto !important;
  }
}

/* ── BUTTONS ── */
.btn {
  display: inline-block;
  padding: 17px 34px;
  border-radius: 6px;
  font-family: 'Inter', sans-serif;
  font-weight: 700;
  font-size: 16px;
  letter-spacing: 0.03em;
  text-decoration: none;
  cursor: pointer;
  border: none;
  transition: all 0.2s ease;
}

.btn-gold {
  background: var(--gold);
  color: var(--dark);
  position: relative;
  overflow: hidden;
}
.btn-gold::before {
  content: '';
  position: absolute;
  top: 0; left: -100%;
  width: 60%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.35), transparent);
  animation: shimmer 3s infinite;
}
@keyframes shimmer {
  0%   { left: -100%; }
  55%  { left: 160%; }
  100% { left: 160%; }
}
.btn-gold:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(200,146,10,0.3);
  color: var(--dark);
}

.btn-outline {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--navy);
}
.btn-outline:hover {
  background: var(--navy);
  color: var(--white);
  transform: translateY(-2px);
}

.btn-navy {
  background: var(--navy);
  color: var(--white);
}
.btn-navy:hover {
  background: var(--dark);
  transform: translateY(-2px);
  color: var(--white);
}

.btn-pulse {
  animation: pulse 2.5s ease-out infinite;
}
@keyframes pulse {
  0%   { box-shadow: 0 0 0 0 rgba(200,146,10,0.5); }
  70%  { box-shadow: 0 0 0 14px rgba(200,146,10,0); }
  100% { box-shadow: 0 0 0 0 rgba(200,146,10,0); }
}

/* ── HEADER ── */
header {
  background: var(--white);
  border-bottom: 2px solid var(--neutral);
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 1px 8px rgba(0,0,0,0.06);
  transition: height 0.3s ease, box-shadow 0.3s ease;
}
header.scrolled { height: 60px; box-shadow: 0 4px 20px rgba(0,0,0,0.1); }
header.scrolled .logo { font-size: 1.1rem; }

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Merriweather', serif;
  font-size: 1.25rem;
  font-weight: 900;
  color: var(--gold-text);
  letter-spacing: -0.01em;
}
.logo-badge {
  flex-shrink: 0;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--navy);
  border: 1px solid rgba(240,180,41,0.4);
  display: flex;
  align-items: center;
  justify-content: center;
}
.logo span { color: var(--navy); font-weight: 400; margin-left: 2px; }

nav { display: flex; gap: 26px; align-items: center; }
nav a {
  color: var(--text);
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  transition: color 0.2s;
}
nav a:hover { color: var(--gold-text); }

.nav-cta {
  background: var(--gold) !important;
  color: var(--dark) !important;
  padding: 11px 22px;
  border-radius: 4px;
  font-weight: 700 !important;
}
.nav-cta:hover { background: var(--gold-light) !important; }

.hamburger {
  display: none;
  background: none;
  border: none;
  font-size: 26px;
  cursor: pointer;
  color: var(--navy);
}

/* ── HERO ── */
.hero {
  background: var(--white);
  padding: 72px 24px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--red), var(--gold-light), var(--gold));
  background-size: 300% 100%;
  animation: gradient-slide 5s linear infinite;
}
@keyframes gradient-slide {
  0%   { background-position: 0% 0%; }
  100% { background-position: 300% 0%; }
}

.hero .container {
  max-width: 760px;
  text-align: center;
}
.hero-eyebrow, .hero-btns, .hero-trust { justify-content: center; }
.hero-sub { margin-left: auto; margin-right: auto; }

.hero-eyebrow {
  display: inline-block;
  background: var(--gold-tint);
  border: 1px solid rgba(200,146,10,0.35);
  color: var(--gold-text);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 7px 16px;
  border-radius: 3px;
  margin-bottom: 24px;
  opacity: 0;
  animation: fadeInUp 0.8s ease 0.1s forwards;
}

.hero h1 {
  font-size: clamp(1.9rem, 3.6vw, 2.7rem);
  color: var(--navy);
  line-height: 1.3;
  margin-bottom: 20px;
  opacity: 0;
  animation: fadeInUp 0.8s ease 0.22s forwards;
}

.hero-highlight {
  color: var(--red);
  font-weight: 900;
}

.hero-sub {
  font-size: 1.2rem;
  color: var(--gray);
  line-height: 1.7;
  margin-bottom: 32px;
  max-width: 560px;
  opacity: 0;
  animation: fadeInUp 0.8s ease 0.34s forwards;
}

.hero-btns {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 26px;
  opacity: 0;
  animation: fadeInUp 0.8s ease 0.46s forwards;
}

.hero-trust {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  font-size: 14px;
  color: var(--gray);
  opacity: 0;
  animation: fadeInUp 0.8s ease 0.58s forwards;
}
.hero-trust span::before {
  content: '✓ ';
  color: var(--gold-text);
  font-weight: 700;
}

@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}


/* ── SECTION SHARED ── */
section { padding: 84px 24px; }

.section-label {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-text);
  margin-bottom: 12px;
}

.section-headline {
  font-size: clamp(1.7rem, 3vw, 2.3rem);
  margin-bottom: 16px;
  line-height: 1.3;
}

.section-subhead {
  font-size: 1.1rem;
  color: var(--gray);
  max-width: 620px;
  line-height: 1.7;
  margin-bottom: 48px;
}

/* ── CHECK-UP TEASER (replaces embedded calculator) ── */
.checkup-teaser {
  background: var(--navy);
  border-bottom: 3px solid var(--gold);
  color: var(--white);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.checkup-teaser::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--gold));
  background-size: 200% 100%;
  animation: gradient-slide 4s linear infinite;
}
.checkup-orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.12;
  pointer-events: none;
  animation: float 9s ease-in-out infinite;
}
.checkup-orb-1 { width: 420px; height: 420px; background: var(--gold); top: -140px; left: -100px; }
.checkup-orb-2 { width: 340px; height: 340px; background: var(--gold-light); bottom: -120px; right: -80px; animation-delay: -4.5s; }
@keyframes float {
  0%, 100% { transform: translateY(0) scale(1); }
  50%      { transform: translateY(-18px) scale(1.06); }
}
.checkup-teaser .container { position: relative; z-index: 1; }
.checkup-teaser .section-label { color: var(--gold-light); }
.checkup-teaser h2 { color: var(--gold); }
.checkup-teaser .section-subhead { color: rgba(255,255,255,0.72); margin-left: auto; margin-right: auto; }

.checkup-features {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  max-width: 880px;
  margin: 0 auto 44px;
  text-align: left;
}
.checkup-feature {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 10px;
  padding: 20px 18px;
}
.checkup-feature-label {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--gold-light);
  margin-bottom: 8px;
}
.checkup-feature p { font-size: 14px; color: rgba(255,255,255,0.72); line-height: 1.6; }

.checkup-teaser-note {
  margin-top: 18px;
  font-size: 14px;
  color: rgba(255,255,255,0.55);
}

/* ── PILLARS ── */
.pillars { background: var(--white); }

.pillar-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.pillar-card {
  background: var(--cream);
  border: 1px solid var(--neutral);
  border-radius: 10px;
  padding: 32px 24px;
  border-top: 5px solid transparent;
  transition: box-shadow 0.2s, transform 0.2s;
}

.pillar-card.problem { border-top-color: var(--red); }
.pillar-card.solution { border-top-color: var(--gold); }
.pillar-card.protection { border-top-color: var(--green); }

.pillar-card:hover {
  box-shadow: 0 12px 32px rgba(0,0,0,0.1);
  transform: translateY(-4px);
}

.pillar-icon {
  color: var(--gold-text);
  margin-bottom: 16px;
}

.pillar-card h3 {
  font-size: 1.15rem;
  margin-bottom: 12px;
  line-height: 1.4;
}

.pillar-card p {
  font-size: 15px;
  color: var(--gray);
  line-height: 1.7;
  margin-bottom: 20px;
}

.pillar-link {
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap 0.2s;
}

.pillar-card.problem .pillar-link { color: var(--red); }
.pillar-card.solution .pillar-link { color: var(--gold-text); }
.pillar-card.protection .pillar-link { color: var(--green); }
.pillar-card:hover .pillar-link { gap: 10px; }

/* ── PROOF ── */
.proof { background: var(--cream); }

.proof-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.proof-card {
  background: var(--white);
  border-left: 5px solid var(--gold);
  border-radius: 0 10px 10px 0;
  padding: 28px 24px;
}

.proof-tag {
  display: inline-block;
  background: var(--gold);
  color: var(--dark);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 3px;
  margin-bottom: 12px;
}

.proof-card p {
  font-size: 15px;
  line-height: 1.7;
  color: var(--gray);
  margin-bottom: 12px;
}

.proof-result {
  font-weight: 700;
  color: var(--green);
  font-size: 14px;
  line-height: 1.6 !important;
  margin-bottom: 0 !important;
}

.proof-disclaimer { text-align: center; font-size: 13px; color: var(--gray); margin-top: 32px; font-style: italic; }

/* ── WHO WE SERVE ── */
.serve { background: var(--white); }
.serve-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2px 40px; margin-bottom: 8px; }
.serve-item {
  display: flex; align-items: flex-start; gap: 12px;
  font-size: 16px; line-height: 1.5; color: var(--text);
  padding: 12px 0; border-bottom: 1px solid var(--neutral);
}
.serve-check { color: var(--gold-text); font-weight: 700; font-size: 18px; flex-shrink: 0; margin-top: 1px; }

/* ── STATS ── */
.stats { background: var(--navy); padding: 64px 24px; }
.stats-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; text-align: center; }
.stat-box { position: relative; }
.stat-box:not(:last-child)::after {
  content: '';
  position: absolute;
  right: 0; top: 10%; bottom: 10%;
  width: 1px;
  background: rgba(240,180,41,0.25);
}
.stat-number {
  font-family: 'Merriweather', serif;
  font-size: 3rem;
  font-weight: 900;
  color: var(--gold-light);
  display: block;
  margin-bottom: 10px;
}
.stat-label { color: rgba(255,255,255,0.68); font-size: 14px; line-height: 1.6; }

/* ── WHY DIFFERENT ── */
.different { background: var(--cream); }

.diff-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.diff-item {
  padding: 24px;
}

.diff-icon {
  color: var(--gold-text);
  font-size: 24px;
  margin-bottom: 12px;
}

.diff-item h4 {
  font-size: 1.05rem;
  margin-bottom: 8px;
}

.diff-item p {
  font-size: 15px;
  color: var(--gray);
  line-height: 1.7;
}

/* ── GOLD CLUB TEASER ── */
.gold-club {
  background: var(--gold-tint);
  border-top: 3px solid var(--gold);
  border-bottom: 3px solid var(--gold);
  text-align: center;
}
.gold-club .section-headline { margin-bottom: 16px; }
.gold-club-body {
  max-width: 640px;
  margin: 0 auto 32px;
  color: var(--text);
  line-height: 1.75;
  font-size: 1.05rem;
}
.gold-club-perks {
  display: flex;
  gap: 28px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 36px;
  max-width: 780px;
  margin-left: auto;
  margin-right: auto;
}
.gold-club-perks div {
  font-size: 15px;
  color: var(--text);
  text-align: left;
}
.gold-club-perks div::before { content: '✓ '; color: var(--gold-text); font-weight: 700; }
.gold-club-note { margin-top: 16px; font-size: 13px; color: var(--gray); }

/* ── CONTACT ── */
.contact { background: var(--white); }

.contact-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 48px;
}

.contact-form {
  background: var(--cream);
  border: 1px solid var(--neutral);
  border-radius: 12px;
  padding: 32px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}

.form-field label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}

.form-field input,
.form-field select,
.form-field textarea {
  width: 100%;
  padding: 13px 14px;
  border: 1px solid var(--neutral);
  border-radius: 6px;
  font-size: 16px;
  font-family: 'Inter', sans-serif;
  background: var(--white);
  color: var(--text);
  transition: border 0.2s;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(200,146,10,0.15);
}

.form-field { margin-bottom: 0; }

.form-btn { width: 100%; margin-top: 8px; }
.form-btn:disabled { cursor: default; opacity: 0.9; }

.form-note { text-align: center; font-size: 13px; color: var(--gray); margin-top: 12px; }
.form-error {
  display: none;
  background: #fbe9e7;
  border: 1px solid #f5c6c0;
  color: var(--red);
  border-radius: 6px;
  padding: 12px 16px;
  font-size: 14px;
  margin-top: 14px;
}
.form-error.show { display: block; }

.contact-info h4 {
  font-size: 1.15rem;
  margin-bottom: 16px;
}

.contact-phone a,
.contact-email a {
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--navy);
}
.contact-phone a:hover,
.contact-email a:hover { color: var(--gold-text); }

.contact-hours {
  margin: 16px 0;
  font-size: 15px;
  color: var(--gray);
  line-height: 1.8;
}

.contact-trust {
  margin-top: 24px;
  font-size: 14px;
  color: var(--text);
  line-height: 2;
}
.contact-trust div::before {
  content: '✓ ';
  color: var(--gold-text);
  font-weight: 700;
}

/* ── FOOTER ── */
footer {
  background: var(--navy);
  padding: 48px 24px 24px;
  color: rgba(255,255,255,0.65);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 40px;
  max-width: 1140px;
  margin: 0 auto 36px;
}

.footer-brand .logo {
  font-size: 1.2rem;
  margin-bottom: 12px;
  color: var(--gold-light);
}
.footer-brand .logo span { color: rgba(255,255,255,0.75); }
.footer-brand p { font-size: 14px; line-height: 1.7; color: rgba(255,255,255,0.55); }

.footer-col h4 {
  font-family: 'Inter', sans-serif;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold-light);
  margin-bottom: 16px;
}

.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 8px; }
.footer-col a {
  color: rgba(255,255,255,0.55);
  font-size: 14px;
  transition: color 0.2s;
}
.footer-col a:hover { color: var(--white); }

.footer-contact-col p {
  font-size: 14px;
  margin-bottom: 4px;
}
.footer-contact-col a { color: rgba(255,255,255,0.65); }
.footer-contact-col a:hover { color: var(--white); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 20px;
  max-width: 1140px;
  margin: 0 auto;
}

.footer-disclaimer {
  font-size: 12px;
  color: rgba(255,255,255,0.38);
  line-height: 1.7;
}

/* ── SCROLL TO TOP ── */
.scroll-top {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 46px;
  height: 46px;
  background: var(--gold);
  color: var(--dark);
  border: none;
  border-radius: 50%;
  font-size: 18px;
  cursor: pointer;
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.3s, transform 0.3s, background 0.2s;
  z-index: 200;
  font-weight: 700;
}
.scroll-top.show { opacity: 1; transform: translateY(0); }
.scroll-top:hover { background: var(--gold-light); }

/* ════════════════════════════════
   MOBILE RESPONSIVE
   ════════════════════════════════ */

@media (max-width: 1024px) {
  .checkup-features { grid-template-columns: 1fr 1fr; }
  .pillar-grid { grid-template-columns: 1fr 1fr; }
  .proof-grid { grid-template-columns: 1fr 1fr; }
  .diff-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .hamburger { display: block; }
  nav {
    display: none;
    position: absolute;
    top: 76px;
    left: 0;
    right: 0;
    background: var(--white);
    flex-direction: column;
    padding: 16px 24px;
    border-bottom: 2px solid var(--neutral);
    box-shadow: 0 8px 24px rgba(0,0,0,0.1);
    gap: 12px;
  }
  nav.open { display: flex; }
  nav a { padding: 12px 0; font-size: 17px; }

  .hero { padding: 48px 16px; }
  .hero h1 { font-size: 1.7rem; }
  .hero-sub { font-size: 1.05rem; }

  section { padding: 52px 16px; }
  .section-headline { font-size: 1.5rem; }

  .checkup-features { grid-template-columns: 1fr; }

  .pillar-grid { grid-template-columns: 1fr; }
  .proof-grid { grid-template-columns: 1fr; }
  .diff-grid { grid-template-columns: 1fr; }
  .serve-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr; gap: 32px; }
  .stat-box:not(:last-child)::after { display: none; }

  .contact-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }

  .gold-club-perks { flex-direction: column; align-items: center; gap: 12px; }

  .footer-grid { grid-template-columns: 1fr; gap: 24px; }
}

/* ════════════════════════════════
   SHARED MULTI-PAGE BLOCKS
   (interior pages: services, about, contact, blog)
   ════════════════════════════════ */

/* ── PAGE HERO (interior pages) ── */
.page-hero {
  padding: 80px 24px;
  position: relative;
  overflow: hidden;
  text-align: center;
}
.page-hero .container { max-width: 820px; }
.page-hero .section-label { display: block; }
.page-hero h1 {
  font-size: clamp(1.9rem, 3.6vw, 2.7rem);
  line-height: 1.3;
  margin-bottom: 18px;
}
.page-hero .lede {
  font-size: 1.2rem;
  line-height: 1.7;
  margin: 0 auto 20px;
  max-width: 640px;
}
.page-hero .lede-body {
  font-size: 1.05rem;
  line-height: 1.8;
  margin: 0 auto 32px;
  max-width: 660px;
}
.page-hero .hero-btns { justify-content: center; }
.page-hero-note { margin-top: 18px; font-size: 14px; }

/* Navy hero (dark) */
.page-hero.navy { background: var(--navy); }
.page-hero.navy::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--gold));
  background-size: 200% 100%;
  animation: gradient-slide 4s linear infinite;
}
.page-hero.navy h1 { color: var(--gold); }
.page-hero.navy .section-label { color: var(--gold-light); }
.page-hero.navy .lede { color: rgba(255,255,255,0.85); }
.page-hero.navy .lede-body { color: rgba(255,255,255,0.68); }
.page-hero.navy .page-hero-note { color: rgba(255,255,255,0.55); }

/* Cream hero (light) */
.page-hero.cream { background: var(--cream); border-bottom: 3px solid var(--gold); }
.page-hero.cream h1 { color: var(--navy); }
.page-hero.cream .lede { color: var(--navy); }
.page-hero.cream .lede-body { color: var(--gray); }

/* Red-accent hero (IRS urgency) */
.page-hero.red::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 5px;
  background: linear-gradient(90deg, var(--red), #e05a4a, var(--red));
  background-size: 200% 100%;
  animation: gradient-slide 4s linear infinite;
}
.urgency-badge {
  display: inline-block;
  background: rgba(192,57,43,0.15);
  border: 1px solid rgba(192,57,43,0.5);
  color: #e8897f;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 8px 18px;
  border-radius: 3px;
  margin-bottom: 22px;
}

/* ── CREDENTIALS BAR ── */
.credentials {
  background: var(--navy);
  padding: 32px 24px;
}
.credentials-row {
  max-width: 1140px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 16px 40px;
}
.credential {
  color: var(--white);
  font-size: 15px;
  font-weight: 500;
  display: flex;
  align-items: center;
  gap: 10px;
}
.credential svg { color: var(--gold-light); flex-shrink: 0; }

/* ── GENERIC INFO-CARD GRID (service cards, problem cards) ── */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.card-grid.cols-2 { grid-template-columns: repeat(2, 1fr); }
.info-card {
  background: var(--white);
  border: 1px solid var(--neutral);
  border-radius: 10px;
  border-top: 4px solid var(--gold);
  padding: 28px 24px;
  transition: box-shadow 0.2s, transform 0.2s;
}
.info-card.on-cream { background: var(--cream); }
.info-card.accent-red { border-top-color: var(--red); }
.info-card.accent-green { border-top-color: var(--green); }
.info-card.accent-gold { border-top-color: var(--gold); }
.info-card:hover { box-shadow: 0 12px 32px rgba(0,0,0,0.1); transform: translateY(-4px); }
.info-card h3 { font-size: 1.1rem; line-height: 1.4; margin-bottom: 12px; }
.info-card p { font-size: 15px; color: var(--gray); line-height: 1.7; margin-bottom: 16px; }
.info-card .card-link {
  font-size: 13px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.06em; color: var(--gold-text);
  display: inline-flex; align-items: center; gap: 6px; transition: gap 0.2s;
}
.info-card:hover .card-link { gap: 10px; }

/* ── NUMBERED PROCESS STEPS ── */
.process { background: var(--cream); }
.process-steps { display: grid; gap: 20px; max-width: 820px; margin: 0 auto; }
.process-step {
  display: flex;
  gap: 22px;
  align-items: flex-start;
  background: var(--white);
  border: 1px solid var(--neutral);
  border-radius: 10px;
  padding: 24px 26px;
}
.process-num {
  flex-shrink: 0;
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold-light);
  font-family: 'Merriweather', serif;
  font-weight: 900;
  font-size: 1.2rem;
  display: flex; align-items: center; justify-content: center;
}
.process-step h4 { font-size: 1.05rem; margin-bottom: 6px; color: var(--navy); }
.process-step p { font-size: 15px; color: var(--gray); line-height: 1.7; }

/* ── FAQ LIST ── */
.faq { background: var(--white); }
.faq-list { max-width: 820px; margin: 0 auto; }
.faq-item {
  border-bottom: 1px solid var(--neutral);
  padding: 22px 0;
}
.faq-item h4 {
  font-size: 1.1rem;
  color: var(--navy);
  margin-bottom: 10px;
  line-height: 1.4;
}
.faq-item p { font-size: 16px; color: var(--text); line-height: 1.7; }

/* ── PULL QUOTE ── */
.pull-quote {
  background: var(--gold-tint);
  border-left: 5px solid var(--gold);
  border-radius: 0 10px 10px 0;
  padding: 28px 32px;
  max-width: 760px;
  margin: 40px auto 0;
}
.pull-quote p {
  font-family: 'Merriweather', serif;
  font-size: 1.2rem;
  font-style: italic;
  color: var(--navy);
  line-height: 1.6;
  margin-bottom: 10px;
}
.pull-quote cite { font-size: 14px; color: var(--gold-text); font-style: normal; font-weight: 700; }

/* ── SUMMIT FAMILY / BRAND CARDS ── */
.brand-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.brand-card {
  background: var(--white);
  border: 1px solid var(--neutral);
  border-radius: 10px;
  padding: 28px 24px;
  text-align: center;
}
.brand-card.current { border: 2px solid var(--gold); }
.brand-card h4 { font-size: 1.05rem; color: var(--navy); margin-bottom: 4px; }
.brand-card .brand-url { font-size: 13px; color: var(--gold-text); font-weight: 700; margin-bottom: 12px; display: block; }
.brand-card p { font-size: 14px; color: var(--gray); line-height: 1.7; }
.brand-card .brand-here { display: inline-block; margin-top: 10px; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gold-text); }

/* ── PROMISE / VALUES GRID ── */
.promise-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; max-width: 940px; margin: 0 auto; }
.promise-item h4 {
  font-size: 1rem; text-transform: uppercase; letter-spacing: 0.05em;
  color: var(--gold-text); margin-bottom: 10px;
}
.promise-item p { font-size: 15px; color: var(--gray); line-height: 1.7; }

/* ── CROSSLINK BAND ── */
.crosslink { background: var(--gold-tint); border-top: 3px solid var(--gold); border-bottom: 3px solid var(--gold); text-align: center; }
.crosslink .container { max-width: 720px; }
.crosslink p { font-size: 1.05rem; color: var(--text); line-height: 1.75; margin-bottom: 28px; }

/* ── FINAL CTA (dark band, reusable) ── */
.final-cta { background: var(--navy); text-align: center; position: relative; overflow: hidden; }
.final-cta.red-accent::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--red), var(--gold), var(--red));
  background-size: 200% 100%; animation: gradient-slide 4s linear infinite;
}
.final-cta h2 { color: var(--gold); font-size: clamp(1.7rem, 3vw, 2.3rem); margin-bottom: 18px; }
.final-cta p { color: rgba(255,255,255,0.75); font-size: 1.05rem; max-width: 620px; margin: 0 auto 32px; line-height: 1.8; }
.final-cta .hero-btns { justify-content: center; }
.final-cta-note { margin-top: 18px; font-size: 14px; color: rgba(255,255,255,0.55); }

/* ── BLOG INDEX ── */
.blog-list { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; }
.blog-card {
  background: var(--white);
  border: 1px solid var(--neutral);
  border-radius: 10px;
  padding: 28px 26px;
  display: flex;
  flex-direction: column;
  transition: box-shadow 0.2s, transform 0.2s;
}
.blog-card:hover { box-shadow: 0 12px 32px rgba(0,0,0,0.1); transform: translateY(-4px); }
.blog-cat {
  font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em;
  color: var(--gold-text); margin-bottom: 12px;
}
.blog-card h3 { font-size: 1.2rem; line-height: 1.35; margin-bottom: 12px; color: var(--navy); }
.blog-card p { font-size: 15px; color: var(--gray); line-height: 1.7; margin-bottom: 18px; flex-grow: 1; }
.blog-card .card-link {
  font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em;
  color: var(--gold-text); display: inline-flex; align-items: center; gap: 6px; transition: gap 0.2s;
}
.blog-card:hover .card-link { gap: 10px; }

/* ── BLOG ARTICLE ── */
.article-wrap { background: var(--white); }
.article { max-width: 760px; margin: 0 auto; }
.article .back-link {
  display: inline-block; margin-bottom: 24px; font-size: 14px; font-weight: 600;
  color: var(--gold-text);
}
.article-cat {
  font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em;
  color: var(--gold-text); margin-bottom: 12px;
}
.article h1 { font-size: clamp(1.8rem, 3.4vw, 2.4rem); line-height: 1.3; margin-bottom: 28px; color: var(--navy); }
.article h2 { font-size: 1.4rem; margin: 36px 0 14px; color: var(--navy); }
.article p { font-size: 17px; line-height: 1.8; color: var(--text); margin-bottom: 18px; }
.article ul { margin: 0 0 18px 24px; }
.article li { font-size: 17px; line-height: 1.8; color: var(--text); margin-bottom: 8px; }
.article strong { color: var(--navy); }
.article-cta {
  background: var(--gold-tint);
  border-radius: 10px;
  padding: 28px;
  text-align: center;
  margin: 36px 0 24px;
}
.article-cta p { font-size: 1.05rem; margin-bottom: 20px; }
.article-disclaimer { font-size: 13px; color: var(--gray); font-style: italic; line-height: 1.7; border-top: 1px solid var(--neutral); padding-top: 20px; margin-top: 8px; }

/* ── CONTACT PAGE EXTRAS ── */
.contact-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
.calendly-slot {
  background: var(--cream);
  border: 2px dashed var(--neutral);
  border-radius: 12px;
  padding: 40px 28px;
  text-align: center;
  min-height: 240px;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
}
.calendly-slot h4 { font-size: 1.15rem; margin-bottom: 10px; }
.calendly-slot p { font-size: 14px; color: var(--gray); line-height: 1.6; margin-bottom: 20px; }
.radio-group { display: grid; gap: 8px; margin-top: 6px; }
.radio-group label {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 15px; color: var(--text); font-weight: 400; cursor: pointer;
  padding: 4px 0;
}
.radio-group input { width: auto; margin-top: 4px; }

@media (max-width: 1024px) {
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .brand-cards { grid-template-columns: 1fr; }
  .blog-list { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .page-hero { padding: 52px 16px; }
  .page-hero h1 { font-size: 1.7rem; }
  .card-grid, .card-grid.cols-2 { grid-template-columns: 1fr; }
  .promise-grid { grid-template-columns: 1fr; gap: 20px; }
  .contact-cols { grid-template-columns: 1fr; }
  .process-step { flex-direction: column; gap: 12px; }
  .credentials-row { flex-direction: column; align-items: flex-start; gap: 14px; }
}